Payment Gateway providers

Last post 12-20-2009 4:53 AM by amitchandnz. 8 replies.

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  • Payment Gateway providers

    08-29-2009, 2:46 PM
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      point Member
    • simonjohn60
    • Member since 08-21-2009, 12:37 PM
    • plymouth
    • Posts 8

     Hi

    I have been developing an ecommerce website for a client, the site is fully implemented with a custom shopping cart and profile management system etc.  I am currently looking for a payment gateway / provider that is not too expensive and will fit into the site that i have developed.  There are 2 main gateway providers that i am looking into and they are Paypal, and also looking at Datacash with a merchant bank account. 

    I am currently having problems with implementing paypal, mainly with the integration into the site with regards the profile management and being able to record the transactions within the website and profile management within the site. 

    Like i said im looking into Datacash which i am certain will work, but having phoned them 3 times, and the person on the end of the phone promising me they will send me information, i have heard nothing from them.  I have signed up for the sandbox/test account and heard nothing back from that either. 

    Does anyone know what datacash is like to implement, how much it costs and any possible reasons they might not get back to me, or is it worth percivering with Paypal.

    Thanks

    Simon

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  • Re: Payment Gateway providers

    08-30-2009, 3:11 AM
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    • alok.arora
    • Member since 12-21-2008, 4:24 PM
    • Gurgaon, India
    • Posts 435

    Hi,

    I'll suggest you to go for paypal,

    this is something close to best, yes i admit the code when you are doing is for the first time, is really a mess as APIs are not well documented.

    but We are here to support our newbie friends!! go on buddy!!  let me know what kind of implementation you need to know about.

    just send in your queries! :)

  • Re: Payment Gateway providers

    08-30-2009, 10:30 AM
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    • simonjohn60
    • Member since 08-21-2009, 12:37 PM
    • plymouth
    • Posts 8

    Hi Thankyou for getting back to me, i assumed that paypal would probably be one of the best (if not the best) solution but i thought id look around first to make sure.

    The way i have implemented the site is that there is a payment pipeline broken down into stages.  The stages are as follows (this is based on a book but my own coding implementation):

    1. initial notification which happens purely within the site where the company and the customer get an email about the recent order.
    2. check funds - this is something that is causing me problems within paypal, this a feature within other payment gateways where the customers bank account is checked for the cost of the order and an authorisation code is sent back to the site if the customer has the money to pay for the order.
    3. stock check - obviously happens within the site,
    4. Take Payment - i have this working with the shopping cart that i have implemented, but its not being recognised as successful within the sites customer profile management, so the order always appears unfulfilled even if its been payed for and shipped etc.  I cant seem to find a way of getting authorisation back to the site management from paypal to say that the order has been payed for...Is it possible to have some kind of return (authorisation code possibly) from paypal to change the status of the order, or does the site manager need to constantly check his paypal account for status changes?
    5. Ship Goods
    6. final notification

     

    As you can see stages  2 and 4 are causing me problems, stages 1,3,5 and 6 are all functions carried out within the site and these arent really related to the actual payment but they appear to be working correctly.

    i hope this is clear, if not ill try to explain further

    Thanks

    Simon

       
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  • Re: Payment Gateway providers

    08-30-2009, 11:12 AM
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      2,438 point Contributor
    • alok.arora
    • Member since 12-21-2008, 4:24 PM
    • Gurgaon, India
    • Posts 435

    Ok,

    Which PayPal Product you are using,

    As in Paypal Websites Payment Pro or Express CheckOut or PayFlowPro?

    we'll move further accordingly.

    Just add me to your YIM or Live Messenger.

  • Re: Payment Gateway providers

    08-30-2009, 11:28 AM
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    • simonjohn60
    • Member since 08-21-2009, 12:37 PM
    • plymouth
    • Posts 8

    Im using the Direct Payment system so im guessing its the website payment pro 

  • Re: Payment Gateway providers

    09-07-2009, 3:17 AM
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      4 point Member
    • sagdubey
    • Member since 09-07-2009, 7:07 AM
    • Posts 2

    Epaymentsglobal.com, an online payment gateway solution from Shrink eTechnologies Pvt. Ltd., is offering online payments/money transfer solution for Indian Merchants, designed to facilitate  for Payment Gateway System small, medium and large websites with unique payment plans. Unlike other Payment Gateway Systems, CC-Service from Epaymentsglobal.com is very easy to integrate, reliable, secured and does not have any hidden charges. The service including online payments, credit cards, money transfer is very transparent and incorporates the most advanced control panel to monitor and control each of your payments transaction. This service is only available to merchants of India.

  • Re: Payment Gateway providers

    12-17-2009, 7:18 PM
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      2 point Member
    • xcrystalclear
    • Member since 12-18-2009, 12:15 AM
    • Posts 1

    not sure if you are still looking, probably not but i use datacash constantly and they are awesome, their support is fantastic and implementation is a gift. just look their site and all the code is there classic asp and asp.net. im not sure about cost but i think there is a charge to keep the vTID open and a transaction charge after that but low volumes means low cost. Only problem is you need to have your account linked to one of the acquiring banks they deal with 

  • Re: Payment Gateway providers

    12-20-2009, 1:39 AM
    • Participant
      1,910 point Participant
    • jkirkerx
    • Member since 12-07-2007, 2:52 AM
    • Huntington Beach CA
    • Posts 446

    Before you write for WPP, make sure the customer can qualify for it, and be underwritten for a merchant ID. WPP is $30USD a month, and is quite expensive compared to authorize.net or Merchant Plus.

    If using NVP, WPP returns a response string, that contains an ACK, which is Success or Failure, and serveral response codes to explain the condition. You have to decode and parse the string, and turn them into named valued pairs or something, to extract the values.

    I just wrote a WPP API from scratch, and found WPP sort of lame compared to others like orbital salem

    You should start out with PayPal Standard first, and learn the ropes before attempting WPP.

    As far as coding goes, there all pretty much the same, but unless you fully understand the credit card process, start simple first. I don't know whats available in India, make sure your customer has a low level of risk and good credit before writing.





  • Re: Payment Gateway providers

    12-20-2009, 4:53 AM
    • Participant
      1,472 point Participant
    • amitchandnz
    • Member since 01-19-2009, 10:41 PM
    • Auckland, New Zealand
    • Posts 326

    There is also Authorize.Net if you are still loooking.  Are you going to be storing credit card details?

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